Disclaimer
Important information about CalcTrust's calculators, limitations, and terms of use.
General Disclaimer
CalcTrust ("the Site") provides financial calculators and educational tools for informational purposes only. The calculators and content on this site are NOT a substitute for professional financial, tax, or legal advice.
While we strive to ensure the accuracy and reliability of our calculators, we make no warranties, express or implied, regarding the completeness, accuracy, or suitability of the information provided. Your use of this site and its tools is entirely at your own risk.
Not Financial or Tax Advice
CalcTrust does not provide personalized financial advice, tax planning services, or legal counsel. The calculators are designed to provide general estimates based on publicly available tax data and standard assumptions. They cannot account for your unique financial situation, complex tax scenarios, or future changes in tax law.
For personalized guidance, consult a qualified:
- Certified Public Accountant (CPA)
- Certified Financial Planner (CFP®)
- Tax attorney or enrolled agent
- Licensed financial advisor
Limitations of Calculators
Our calculators are built using official tax tables and standard calculation methods, but they have limitations:
- Estimates Only: Results are approximations. Your actual paycheck, tax liability, or financial outcomes may differ.
- Standard Assumptions: We use common scenarios (e.g., standard W-4 withholding). Complex situations like multiple jobs, investment income, or itemized deductions require professional analysis.
- State/Local Variations: Some municipalities have additional taxes or unique rules we don't model.
- No Guarantee of Accuracy: Tax laws change frequently. While we update our data regularly, there may be delays or errors.
- No Employer-Specific Data: We don't account for employer-specific benefits, union dues, or other custom deductions.
Limitation of Liability
To the fullest extent permitted by law, CalcTrust and its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Your use or inability to use the calculators
- Inaccuracies or errors in calculations or content
- Financial decisions made based on calculator results
- Tax underpayment, overpayment, penalties, or interest
- Any other losses or damages related to your use of this site
Third-Party Links & Resources
CalcTrust may contain links to third-party websites or resources for reference purposes. We do not endorse or assume responsibility for the content, accuracy, or practices of these external sites. Use them at your own discretion.
Changes to This Disclaimer
We reserve the right to update or modify this disclaimer at any time without prior notice. Continued use of CalcTrust after changes constitutes acceptance of the updated terms.
Last Updated: December 2024
Related Policies
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