What is the New York State income tax rate?

New York State income tax rates range from 4% to 10.9% for the highest earners (over $25 million). Most workers fall in the 5.5-6.85% brackets.

Do I have to pay NYC taxes if I work remotely?

If you live in NYC, you pay NYC income tax regardless of where you work. If you live outside NYC but work in the city, you may still owe NYC taxes under certain circumstances.

Why is my New York paycheck so low?

New York has high state income taxes (up to 10.9%), NYC has additional city taxes (up to 3.876%), plus federal and FICA taxes. Combined effective rates can exceed 40%.

CalcTrust

Updated for 2025 Tax Rules

New York Paycheck Calculator

New York has some of the highest income taxes in the nation, with state rates up to 10.9% and additional NYC taxes for city residents. Our New York paycheck calculator helps you understand your actual take-home pay after all deductions.

Last updated: Dec 2025

View Methodology

You can also use our take home pay calculator for more details.

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Per paycheck pre-tax contribution

Overview

How It Works

This calculator applies 2025 federal tax brackets, New York State income tax rates (4-10.9%), and FICA taxes. If you live in New York City, you may owe additional city income tax of 3.078-3.876%.