Privacy Policy

1. Introduction

CalcTrust ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://calctrust.com.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

2. Information We Collect

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• • Browser type and version
• • Operating system
• • IP address (anonymized)
• • Pages visited and time spent on pages
• • Referring website address

Calculator Inputs

When you use our calculators, all calculations are performed locally in your browser. We do not store, collect, or transmit any of the financial information you enter into our calculators. Your salary, tax, and other financial data never leaves your device.

3. How We Use Your Information

We may use the information we collect for the following purposes:

• • To improve and optimize our website and user experience
• • To analyze usage patterns and trends
• • To respond to your inquiries and provide customer support
• • To send periodic emails (if you opt-in)
• • To protect against fraud and maintain security
• • To comply with legal obligations

4. Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device that help us improve our service and your experience.

Types of cookies we may use:

• • Essential cookies: Required for the website to function properly
• • Analytics cookies: Help us understand how visitors interact with our website
• • Preference cookies: Remember your settings and preferences

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our website.

5. Third-Party Services

We may use third-party service providers to help us operate our website and analyze usage. These providers may have access to your information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Third-party services we may use include:

• • Google Analytics (for website analytics)
• • Cloudflare (for website security and performance)

6. Data Security

We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain collected information for as long as necessary to provide you with our services and as required by applicable laws. Anonymous analytics data may be retained indefinitely for statistical purposes.

8. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• • The right to access your personal data
• • The right to correct inaccurate data
• • The right to request deletion of your data
• • The right to restrict or object to processing
• • The right to data portability
• • The right to withdraw consent

To exercise any of these rights, please contact us using the information provided below.

9. Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete such information.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from your country. We take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

12. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: