What percentage of my paycheck goes to taxes?

Typically 20-35% depending on your income, location, and filing status. This includes federal income tax, state tax (if applicable), Social Security (6.2%), and Medicare (1.45%).

How can I increase my take home pay?

You can increase take home pay by adjusting W-4 withholdings, maximizing pre-tax deductions (401k, HSA), or moving to a state with no income tax.

Which states have no income tax?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming have no state income tax.

CalcTrust

Updated for 2025 Tax Rules

Take Home Pay Calculator

Want to know exactly how much money will land in your bank account? Our take home pay calculator shows your net pay after federal taxes, state taxes, Social Security, and Medicare deductions.

Last updated: Dec 2025

View Methodology

Configuration

Gross Pay (per paycheck)

Pay Frequency

Filing Status

State

401(k) Contribution

Pre-tax deduction per paycheck

Overview

How It Works

The calculator applies 2025 federal tax brackets, your state's income tax rate, and FICA taxes (Social Security at 6.2% and Medicare at 1.45%) to estimate your take home pay. Pre-tax deductions like 401(k) contributions reduce your taxable income.

Calculation Formula

Net Pay = Gross Pay - Federal Tax - State Tax - Social Security - Medicare - Pre-tax Deductions

Related Calculators

California Paycheck Calculator

Texas Paycheck Calculator

Salary to Hourly Calculator

Hourly to Salary Calculator

Frequently Asked Questions

Our Methodology How Calculations Work Disclaimer